Rewards
1% back on every eligible purchase, in USDC.
Free: 1%. Plus: up to 3% on your first $3,000/mo, then 1%. Metal: up to 5% on your first $5,000/mo, then 1%.
Join the waitlistRates by plan
Every plan earns. Higher plans earn more.
1%
Cashback in USDC on Free
Eligible spend, no monthly fee.
Up to 3%
Cashback in USDC on Plus
On the first $3,000/mo, then 1%.
Up to 5%
Cashback in USDC on Metal
First $5,000/mo, then 1%. $499/yr.
Subscriptions
Up to $20/mo back on subscriptions
On Plus and Metal, for eligible streaming and AI services. Credited automatically.
Calculator
See what your spending earns
Estimate your rewards
Free
$15.00
$0 plan fee
Plus
Up to $45.00
$9.99/mo plan fee
Metal
Up to $75.00
$499/yr plan fee
Estimate only, not a guarantee. Actual rewards depend on eligible purchases, caps, and categories.
How it’s paid
Paid in USDC, every month
- 1
You spend
Each eligible purchase earns cashback as it settles.
- 2
We calculate
At the end of each month, we total your rewards.
- 3
You receive
USDC arrives in your wallet, usually within 5 business days.
September cashback
+$42.18
September cashback
+$42.18
Exclusions
What doesn’t earn cashback
ATM withdrawals and cash advances
Peer-to-peer transfers between wallets
Gift cards and prepaid vouchers
Cash-equivalent purchases (money orders, wire transfers)
